Saturday, August 22, 2009


Its todays news in Malayala Manorama. One lady is driving LPG Tankers. One of its first kind in Kerala, at least. She has started her journey as a heavy driver in 2000-2001, as she had been appointed as a driver of Vanitha Transports Bus.

She is interested in Heavy vehicles only and used to advice all others (only ladies) to do the same of livelihood. She doesnt like autorikshaw driving. When one lady can drive autorikshaw, so why could not drive a tanker...

Nothing is impossible. But you must have will power, she smiles.



Many of us spending lot of money to rectify, rearrange and reconstruct almost all items of our household, year by year.I just want to share some tips, which will have small changes in our life and also our household budget. Today, it is a small amount, tomorrow it will be huge amount, which we cant think of.The first tip in this line is not a TIP actually. But it is a request to ALL SMOKERS in the World.Please QUIT smoking today... It is a small factor I am giving. One is consuming 5 cigerettes per day. Its costs less than Rs.20 per day. If the same smoker used to smoke 5 cigerettes for a month, it costs Rs. 600. For an year it costs Rs. 7200.If you quit smoking you will be directly earning Rs.7200 minimum per year. And ten times more bills of hospitals i.e. Rs.72000 per year, because of the ailments related to smoking.It is a simple thing I have shown. But I know people drinking more than 30 cigerettes per day. Then what will he spending - Rs.43800/- per year. Horrible!!!!SO PLEASE QUIT SMOKING TODAY. HAVE A GOOD AND HEALTHIER LIFE IN WHOLE.


SAVE ELECTRICITY! SAVE ELECTRICITY!! SAVE ELECTRICITY!!!As you know, the home electric bills area big probelm to all of us, everytime. What can we do for it to reduce? Giving some methods to slash down your electric bills.1. The first and ultimate method is to switch/turn off all lights, fans, coolers, ac's, tv etc., when you are directly not using it. This is not a brainer, but one of the easiest method to cut down electric bills.2. An Air Conditioner uses a tremendous quantity of electricity when it runs. Set temperature to 78 degrees F or higher during Summer, so the AC will run less and you can realise the savings. During Winter, turn the set temperature down. Every degree you lower the set temperature will save 3%-3.5% of energy costs over a 24 hours period.3. Maintain your Refrigerator (Fridge) because it is the one of the biggest energy users in the home. It should be operated at maximum efficiency. Defrost if necessary (most are frost-free). To reduce amount of power the refrigerator's motor uses, consider plugging it into an electronic induction motor control such as the Power Planner.4. Use electrical appliances less. Opt to cook on microwave instead of an electric oven. When buying new electrical appliances, check the enery guide labels to sure they are evergy efficient models.5. Turn down the water heater temperature to a maximum of 120 degrees and save energy.6. Replace standard light bulbs with highly efficient compact flourescent bulbs(CFL), which use from about one quarter to one third the energy to produce the same amount of light (a 20 watt CFL will give you about the same light as a 75 watt other bulb.7. Use natural light. Longer days and a higher summer sun light afford you an opportunity to let the natural light help with the current bills. The way is to admit sunlight without heat and glare in to the interiors.


Stain on a Wash Baisn... what could do?The remedy is :1. Take the outer of a Lemon after taking juice, put some salt in it and rub it. See the difference...2. Take some brick powder and palm fibre and rub it... it will be clean and no scratches...3. If the pipe of wash basin blocked.. mix sodium bi carbonate with water and pour in it. Also put some vinegar. Immediately block the pipe with a rubber stopper. Within seconds blockades will be cleared.


1. Dont wear nice outfits, whenever you cook.2. Dont keep and use Electric Heater and Kerosene Stove near to Gas Stove.3. Use Frying Pan and Pressure Cooker instead of others to cook on a Gas Stove.4. Keep Cylindor away from Gas Stove and also dont keep hot items near to Cylindor.5. First Off Cylindor knobe and then Stove.6. If the stove is not properly burning, dont putanything into burner holes to widen it.7. The flame is blue, when the stove is working properly. If the flame is yellow or red, then it is consuming more gas.8. Dont lay cylinder in any case and also dont roll on cylinder when replaces, the liquid gas will come out.9. Clean burner holes with a stove pin, once in a week.10. For cleaning gas stove, use some vinager. It is good for oilness and stains.11. Dont use fan very near to gas stove, when it is in use.12. If you felt gas smell while using, put off the stove and open all doors and windows.13. To use gas stove, put on cylindor knob first.14. When you replace a cylinder, put off all electrical equipments. Also change rubber washer of pressure regulator at every replacement.15. Use electronic gas lighter to lit. Dont use matches.


When we talk about home tips, money matters. We used to use home tips to save money. There is a chance to earn money on internet. BUT BEWARE OF SCAMS. Each and every company assures us that they are the best and they could give us more money and we became millionnire or trillionire overnight. NOT LIKE THAT. Nobody could be rich overnight. There must be some patiency, hard work, destiny, positive approach to have more money in a legal way. Illegal way is not for us. The sites doing this business will ask registration money or sign up money from you. And you poor will arrange them the same. You dream... only dream... nothing will be happened. You will spend 100 hours infront of internet and loose your energy also. But no flower will come to you.SO THINK TWICE.. DONT GIVE ANYBODY ANY MONEY IN ADVANCE....BE SURE 100 TIMES..BEST OF LUCK


HOW IS YOUR HOME LOANAs you know city homes are too expensive and hence the burden of house loans is huge. So many types of house loans are available in the market. But the borrower must be familiar with the formalities etc.Site LoanBanks give loans for purchase land. You can use it to construct your new house or simply use it as an investment. And really real estate is a good investment in present scenario. Home Conversion LoanThink you have taken a loan for home and later you find that the space is not sufficient for you and wants to move to a larger home. And off course the new home you intend to purchase will cost more. Now the role of a home conversion loan comes. It enables to transfer the existing house loan to a new account, which includes the extra amount required to purchase a new and larger one. And prepay of the earlier loan does not arise.Fixed and FloatingMost loans are fixed and floating. The rate of interest will not change in a fixed rate loan. Here you are aware of the interest rate, which is to be paid by you. The interest rates that adjust periodically during the tenure are floating rate loans. It is cheaper as compared to fixed rate loans, by a few points. Here you start with a lower interest rate than a fixed rate loan.Home Improvement LoanYou have several internal and external repairs and maintenance like painting, waterproofing, plumbing, electric work, tiling, flooring and so. Here you can avail these types of loans. What about interest ratesIn case of floating loans, the interest rates move up and down with long term tenure. For the borrower, it makes good tax incentive and average rate. There are so many factors that influence the interest rates movements;a. Inflation: Inflation pays significant role to influence the monetary policy of Reserve Bank of India. RBI forces the Banks to hike interest rates. b. Liquidity: Liquidity in the system is another parameter which influences interest rates. It influences the cost of acquisition of funds for the banks. When the liquidity is low, cost of raising funds will increase and it will increase the interest rates on lending. Fund inflows from other countries and cut in the CASH RESERVE RATION (CRR) increase liquidity and vice versa.


Hei Everybody ready... Its the time to buy a car... really... the lower middle class people of urban or rural India never think of it. Because the prices of cars are so high to afford.Now it is a chance to have a car for your own... TATA NANO... But still we could wait for it. They are just made some of it only for first sale. And the booking will start.. then there is a long queue there like bewerages shops in India... somebody will get it fast. If you have the experience to stand before the counter like cinema halls (oh no.. its anybody can do) bewerages (with your turkey overhead), you could win the TATA NANO very fast..REALLY we could appreciate the TATAS for this venture. Otherwise a below average income man cannot think of it. Now we could think of selling our motorbikes and getting new cars in our foreground.. marvellous. BRAVO TATA .. BRAVO NANO.....

Tuesday, August 11, 2009


When numerology was exposed to me, the first question came into my mind was why? why it works? and how? how can one could answer about it? It wouldn't be an occult study, not a force from God. May numbers have vibrations or like that? Who knows?
An introduction about this attempts to explain the basics. It teaches to change the letters in your name , which reveal much about your potentials and personality. Every letter have a numeric value in it. A complete reading of the numbers in your name and birth date will reveal everything about you. You can also set up a reading which will give details about your Life Path numbers, life path periods, your soul number, destiny number, inner dreams, pinnacles, challenges, gifts.
You can also find out how the coming years in your life will go. It reveals that what is demanding attention in your life and where your personal attention will be focused in the forth coming years.